Price
$125,000
ARV
$256,867
Spread
$131,867
Price
$125,000
ARV
$256,867
Spread
$131,867
Investment Opportunity — 85208 Theresa Rd, Yulee
Available
1 / 39
Offered price
$125,000
Flip estimated profit
$65,244
After-repair value (ARV)$256,867
Estimated rehab−$51,389
Offered price−$125,000
Closing, selling & holding (est.)i−$15,234
Buy-side closing, cash (1.5%)-$1,875
Resale closing (2.0%)-$5,137
Agent commission on resale (2.5%)-$6,422
Holding, ~3 mo cash (taxes, insurance, utilities)-$1,800
Flip estimated profit$65,244
Renovate to ARV and resell. Assumes a cash purchase (no loan). Estimate only — verify before purchase.
Monthly rent
$1,850
Net cash flow / mo
$440
Gross monthly rent$1,850
Operating costs (est.)i−$771
Vacancy (6%)-$111
Property management (8%)-$148
Maintenance & reserves (8%)-$148
Property taxes (est.)-$235
Insurance (est.)-$128
Debt service (mortgage)i−$640
Purchase price$125,000
Down payment (25%)$31,250
Loan amount$93,750
Rate & term7.25% · 30-yr fixed
Monthly principal & interest$640
Net monthly cash flow$440
Cap rate 10.4%Cash-on-cash 6.4%
Buy & hold, financed at 25% down, 7.25% 30-yr fixed. Vacancy 6% · mgmt 8% · maintenance 8% + taxes & insurance. Estimate only.
About this deal
Property Description:
- 3 bed
- 2 bath
- 1188 sqft
- Lot size: 43650 sqft
- Built 1998
- Sold as-is — see photos for condition details
Required offer terms
- Property is sold as-is, seller is not required to clean up or remove any unwanted items from the property.
- All title, escrow and other closing fees to be paid by Buyer (Not including liens and seller's property taxes)
- Minimum Earnest Money Deposit (EMD) is $3,000
- Title and Escrow open at St Johns Title
- No Inspection or loan contingencies (our expectation is that you see the property and then make a non-contingent offer)
- Able to close within 7 days
Request a Showing
To see the property submit your request using the "Request a Showing" button on this page. We will coordinate with the seller to provide you access to the property.
Make an Offer
To submit an offer, click the "Make an Offer" button on this page and include your proof of funds.
Offers need to take into consideration the terms detailed above. Please include with your offer any special terms we should take into consideration.
Agent instructions
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85208 Theresa Rd, Yulee, FL 32097
condition 1.4/51,188 sqft · 3bd/2ba · built 1998 · Lot 1.00 ac · ⚡ AI report by bluelime.ai
Offered Price
$125,000
Flip Profit
$65,244
ARV
$256,867
Rehab
$51,389
85208 Theresa Rd, Yulee, FL 32097
1,188 sqft • 3bd/2ba • Built 1998 • mobile home • Lot: 1.00 ac • Density: 413/mi²
Report run Jun 15, 2026, 12:44 PM ET
Subject Conditioncondition 1.4/5 · Distressed
Subject conditioncondition 1.4/5Distressed
View on ZillowAI Analysis Notes
This mobile home valuation has a limited pool of usable comps — only two confirmed sold sales within a reasonable timeframe — which undermines confidence in the ARV. The rehab estimate of $5,138,900 is wildly implausible for a 1,188 sqft mobile home and indicates a critical data entry or system error that must be corrected before this analysis can be trusted.
- + Two confirmed sold comps (85217 Phillips Rd and 85323 Rose Marie Rd) are geographically tight (0.40-0.44 miles), recent (2025), and closely match the subject in size and vintage, providing a reasonable anchor for the ARV.
- + The subject property type (mobile home) appears to be reflected in the comp set, with similar year-built ranges (1992-2000) and square footage, suggesting the comp search targeted the right property class.
Subject Property Photos(39 photos)· listing dates: Nov 1998
39 from Other
Public Records
Source: RentCast + RPR · 8/25/2026Owner-occupied
Assessed$58,160(2025)
Est. MortgageLikely free & clear
Listing History
No listing history
Sale History
$31,500Nov 1998
Not on record
Estimated mortgage is a derived estimate (80% LTV, 30-yr fixed at the purchase-year rate, amortized over years held) — not a recorded loan balance.
Rehab Estimate
Rate-table
$51,389Kitchen
factor 1 × base $9,752
The kitchen photos show severe soot and grease coating on every surface — walls, ceiling, and original 1998 cabinets are blackened and heavily soiled, requiring a full gut and replacement. Age-based factor of 1.0 (pre-2000 build) reduced to 0.7 by the mobile home modifier.
$9,752
The kitchen photos show severe soot and grease coating on every surface — walls, ceiling, and original 1998 cabinets are blackened and heavily soiled, requiring a full gut and replacement. Age-based factor of 1.0 (pre-2000 build) reduced to 0.7 by the mobile home modifier.
Bathrooms
factor 1 × base $4,400
Both bathrooms show original 1998 fixtures — the master bath has a heavily yellowed/stained garden tub, peeling wallpaper, and a filthy vanity visible in photos, requiring full fixture and finish replacement. Age factor 1.0 reduced to 0.7 for mobile home type.
$4,400
Both bathrooms show original 1998 fixtures — the master bath has a heavily yellowed/stained garden tub, peeling wallpaper, and a filthy vanity visible in photos, requiring full fixture and finish replacement. Age factor 1.0 reduced to 0.7 for mobile home type.
Floors
factor 1 × base $4,158
Living room photos show severely worn, damaged flooring at near-subfloor level, and the bedroom shows heavily stained original carpet — full floor replacement is needed throughout. Age factor 1.0 reduced to 0.7 for mobile home.
$4,158
Living room photos show severely worn, damaged flooring at near-subfloor level, and the bedroom shows heavily stained original carpet — full floor replacement is needed throughout. Age factor 1.0 reduced to 0.7 for mobile home.
Paint (in & out)
factor 1 × base $8,316
Interior walls throughout show heavy soot, grease staining, and peeling wallpaper visible in kitchen, living room, and bedroom photos — this is confirmed damage beyond normal cosmetic aging requiring full interior repaint and wall prep. Full factor 1.0 applied due to specific damage evidence (damage
$8,316
Interior walls throughout show heavy soot, grease staining, and peeling wallpaper visible in kitchen, living room, and bedroom photos — this is confirmed damage beyond normal cosmetic aging requiring full interior repaint and wall prep. Full factor 1.0 applied due to specific damage evidence (damage
Age Factor
factor 0.1 × base $24,295
Built 1998 places this in the 1990-1999 bracket (factor 0.3), capturing hidden aging across systems including electrical, plumbing wear, and insulation degradation typical of a 27-year-old manufactured home.
$2,429
Built 1998 places this in the 1990-1999 bracket (factor 0.3), capturing hidden aging across systems including electrical, plumbing wear, and insulation degradation typical of a 27-year-old manufactured home.
Roof
factor 1 × base $9,504
Exterior photos show a weathered roof consistent with original age.
$9,504
Exterior photos show a weathered roof consistent with original age.
HVAC
factor 1 × base $5,000
Multiple photos confirm only window AC units are present with no central HVAC system visible — a full central system installation is required. One unit budgeted for this mobile home footprint.
$5,000
Multiple photos confirm only window AC units are present with no central HVAC system visible — a full central system installation is required. One unit budgeted for this mobile home footprint.
Mold Remediation
factor 0.7 × base $3,564
Dark mold-consistent staining is visible on interior walls throughout the kitchen and living areas, and the bedroom ceiling shows significant water stain damage indicating moisture intrusion — moderate-to-heavy remediation is needed across an estimated 70% of the interior. Base calculated on 1,188 s
$2,494
Dark mold-consistent staining is visible on interior walls throughout the kitchen and living areas, and the bedroom ceiling shows significant water stain damage indicating moisture intrusion — moderate-to-heavy remediation is needed across an estimated 70% of the interior. Base calculated on 1,188 s
Windows
factor 0.5 × base $5,346
At 27 years old, this mobile home falls in the 20-39 year bracket for mobile homes (factor 0.5), and exterior photos show algae-stained, aged window frames consistent with original 1998 units needing partial replacement. Base calculated at $4.50/sqft.
$2,673
At 27 years old, this mobile home falls in the 20-39 year bracket for mobile homes (factor 0.5), and exterior photos show algae-stained, aged window frames consistent with original 1998 units needing partial replacement. Base calculated at $4.50/sqft.
Demolition/Haul-away
factor 0.7 × base $2,376
Interior photos throughout the home show heavy accumulation of debris, junk, and discarded items in every room — significant haul-away and demo work is needed before any renovation can begin. Factor 0.7 reflects near-full interior cleanout.
$1,663
Interior photos throughout the home show heavy accumulation of debris, junk, and discarded items in every room — significant haul-away and demo work is needed before any renovation can begin. Factor 0.7 reflects near-full interior cleanout.
Landscaping
factor 0.5 × base $2,000
Backyard photos show overgrown brush, scrub vegetation, and an unmaintained large lot — moderate clearing and cleanup is needed. Factor 0.5 reflects moderate overgrowth on a large 43,650 sqft lot.
$1,000
Backyard photos show overgrown brush, scrub vegetation, and an unmaintained large lot — moderate clearing and cleanup is needed. Factor 0.5 reflects moderate overgrowth on a large 43,650 sqft lot.
Misc
$
Evidence-gated line items grounded in calibrated FL rate table.
Location
Road
Satellite
SubjectCompNot selected
S = Subject · A–L = Comparable Properties · 0/6 comps geocoded · Tiles © OSM / Esri
Comps at a Glance
Comps Used for ARV & CMV (6)
Sold (3)
AARV
85323 Rose Marie Rd
Sold Sep 202595% matchCondition 4.0/5
1,296 sqft · 3bd/2ba · 0.40 mi · built 1999$250,000 → adj $239,200
BARV
85217 Phillips Rd
Sold Aug 202595% matchCondition 5.0/5
1,200 sqft · 3bd/2ba · 0.44 mi · built 1997$275,000
CARV
85490 Alene Rd
Sold Nov 202591% matchCondition 5.0/5
1,404 sqft · 3bd/2ba · 0.30 mi · built 2005$285,000 → adj $256,400
Active / Pending (3)
DARV
86079 Big Leaf Ln
84% matchCondition 5.0/5
1,264 sqft · 3bd/2ba · 1.58 mi · built 2025$335,000 → adj $317,400
EARV
85246 Johnson Ln
83% matchCondition 4.0/5
1,152 sqft · 3bd/2ba · 0.89 mi · built 2000$237,500 → adj $272,743
FARV
85279 Ashley Ave
82% matchCondition 5.0/5
1,620 sqft · 3bd/2ba · 0.52 mi · built 1998$304,900 → adj $261,700
Ceiling only — active & pending listings are asking prices, not sales. They cap the valuation but are never averaged in as comps.
Comparable Properties (6 comparable sales)
Sorted best → worst by Match %. Each comp was scored against the subject on sqft, beds/baths, distance, recency, and more.
How the Match % is calculated
Distance35%Sqft25%Density25%Recency15%Year built12%Lot size8%Beds5%Baths5%Pool8%
Each comp is scored 0–100% against the subject across these factors. When a factor has no data (e.g. missing lot size or sale date) it’s dropped and the remaining weights renormalize. When the subject has only one bathroom, the Baths weight is raised to 15% and the others scale down proportionally.
Sold Properties
(3)COMP A85323 Rose Marie Rd, Yulee, FL 32097sold ✓95% matchCondition 4.0/5
Match 96% (distance, sqft, recency, lot, age, beds, baths, density)
Condition reasoning: Property shows well-maintained condition with updated kitchen featuring white cabinets, granite countertops, and stainless steel appliances, plus fresh interior paint and quality flooring throughout.
Kitchen: Fully updated with white cabinets, granite countertops, stainless steel appliances including refrigerator, range, microwave, and dishwasher
Baths: Clean and updated with white vanities, modern fixtures, and good condition throughout
Floors: Quality laminate wood-look flooring throughout main living areas, appears recently installed
Ext: Manufactured home with vinyl siding in good condition, wooden ramp/deck access, metal carport structure
Pool: No pool visible
Roof: Metal roofing appears in good condition
Adjustments
Sqft: -108sqft × $100 = $-10,800
net % · gross %
42 from RPR, 1 from Street View, 1 from Aerial
COMP B85217 Phillips Rd, Yulee, FL 32097sold ✓95% matchCondition 5.0/5
Match 93% (distance, sqft, recency, lot, age, beds, baths, density)
Condition reasoning: This property appears to be fully renovated with brand new kitchen, bathroom, flooring, and fresh interior paint throughout - clearly move-in ready condition.
Kitchen: Completely renovated with new white shaker cabinets, quartz countertops, stainless steel appliances, and modern backsplash
Baths: Fully updated with new vanity, countertops, fixtures, and modern finishes
Floors: New luxury vinyl plank flooring throughout main areas, new carpet in bedrooms
Ext: Well-maintained vinyl siding, new wooden deck with railings, professional landscaping with new plantings
Pool: No pool visible
Roof: Metal roofing appears to be in good condition
50 from RPR, 1 from Street View, 1 from Aerial
COMP C85490 Alene Rd, Yulee, FL 32097sold ✓91% matchCondition 5.0/5
Match 93% (distance, sqft, recency, lot, age, beds, baths, density)
Condition reasoning: This property shows a complete renovation with brand new kitchen, modern bathrooms, fresh flooring throughout, and pristine interior finishes - clearly move-in ready condition.
Kitchen: Completely renovated with new white cabinets, butcher block countertops, stainless steel appliances, modern lighting, and open concept design
Baths: Fully updated with modern tile work, new vanities, contemporary fixtures, and glass block windows
Floors: New luxury vinyl plank flooring throughout all living areas
Ext: Well-maintained vinyl siding, new wooden deck with railings, appears in good condition
Pool: No pool visible
Roof: Metal roofing appears to be in good condition
Adjustments
Sqft: -216sqft × $100 = $-21,600
Age: -7yrs (capped -7) × $1,000 = $-7,000
net % · gross %
45 from RPR, 1 from Street View, 1 from Aerial
Active & Pending Properties
(3)ceiling
COMP D86079 Big Leaf Ln, Yulee, FL 32097active ?84% matchCondition 5.0/5
Match 84% (distance, sqft, recency, lot, age, beds, baths)
Condition reasoning: This is a brand new 2025 manufactured home with completely modern finishes, new appliances, and move-in ready condition throughout.
Kitchen: Brand new with modern light wood cabinets, quartz countertops, stainless steel appliances including range hood, and contemporary fixtures
Baths: Completely new with dual vanity master bath, modern fixtures, tub/shower combo, and contemporary finishes throughout
Floors: New luxury vinyl plank flooring throughout entire home in wood-look pattern
Ext: New manufactured home with fresh vinyl siding, new wooden steps and railings, proper skirting
Pool: No pool visible
Roof: Brand new roof as part of new construction
Adjustments
Sqft: -76sqft × $100 = $-7,600
Age: -27yrs (capped -10) × $1,000 = $-10,000
net % · gross %
29 from RPR
ceiling
COMP E85246 Johnson Ln, Yulee, FL 32097active ✓83% matchCondition 4.0/5
Match 86% (distance, sqft, recency, lot, age, beds, baths, density)
Condition reasoning: Property shows extensive recent renovations with modern kitchen, updated bathrooms, new LVP flooring throughout, and fresh interior paint - well above average condition.
Kitchen: Fully renovated with white shaker cabinets, granite countertops, stainless steel appliances, and modern fixtures
Baths: Both bathrooms appear recently renovated with modern vanities, updated fixtures, and contemporary finishes
Floors: New luxury vinyl plank flooring throughout entire home in wood-look finish
Ext: Manufactured home with vinyl siding in good condition, covered deck/porch addition, metal roof appears serviceable
Pool: No pool visible
Roof: Metal roofing appears older but functional, some rust/weathering visible but no obvious damage
Adjustments
Lot: +28,840sqft (diminishing rate, capped at 15% of price) = $+35,243
net % · gross %
50 from RPR
ceiling
COMP F85279 Ashley Ave, Yulee, FL 32097active ✓82% matchCondition 5.0/5
Match 85% (distance, sqft, recency, lot, age, beds, baths, density)
Condition reasoning: This property shows a complete renovation with modern white kitchen, updated bathrooms, new LVP flooring throughout, fresh paint, and professional staging - clearly move-in ready condition.
Kitchen: Fully renovated with white shaker cabinets, quartz countertops, stainless steel appliances, subway tile backsplash, and modern lighting
Baths: Completely updated with modern vanities, new fixtures, contemporary lighting, and clean finishes throughout
Floors: New luxury vinyl plank (LVP) flooring installed throughout the entire home
Ext: Well-maintained vinyl siding, fresh paint, new deck with white railings, professional landscaping with red mulch
Pool: No pool visible
Roof: Appears in good condition from visible angles
Adjustments
Sqft: -432sqft × $100 = $-43,200
net % · gross %
30 from RPR
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